Insurance & Financing

Keeping Care Affordable

At Tri-City Dental Excellence, we want you to feel comfortable during every aspect of your visit with us, including financial arrangements. We make every effort to help our patients fit the dental treatment they need into their budgets in a most comfortable manner. If you have any questions, contact our office and one of our knowledgeable team members would be happy to speak with you.

insurance and payment

We are happy to bill your dental insurance plan on your behalf to help you maximize your benefits. Each dental insurance plan is unique; however, our knowledgeable treatment coordinator is happy to give you an estimate of what your plan may cover to help defray your out-of-pocket costs. Please contact us for more information about your dental insurance.

Tri-City Dental Excellence accepts cash, checks, and most major credit cards for payment for dental treatment at the time of service. While we do not accept HMO plans, we can work with the majority of PPO providers and are in network with the following insurances:

no insurance? no problem. we have financing options!

Patients who would like to break their treatment costs into affordable monthly payments can benefit from working with a financing company. It’s easy and quick to apply for, and you’ll receive a decision right away so you can proceed with your treatment promptly.

Contact Tri-City Dental Excellence today at (760) 216-6886, and speak with one of our treatment coordinators if you would like more information about our financing options.

In-House Membership Plans

smile and save today!

At Tri-City Dental Excellence, we believe that everyone deserves access to high-quality dentistry. To facilitate this, we offer our patients the option to join our In-House Membership Plan. Forget about dealing with insurance, we’ve got you covered! The benefits of our in-house discount membership include:



$375 Annual Payment

worth $700+ based off included services!



$475 Annual Payment

worth $1,400+ based off included services!



$700 Annual Payment

$60 per year for each additional member

What is included in my annual membership?
What are my responsibilities as a member?

this is a discount plan, not a dental insurance plan. limitations and exclusions apply:

  • Periodontal Disease “Deep Cleanings” are not included in the Dental Plan. If required, they are assessed separately and qualify for the fee reduction. A Prophylaxis (routine preventative cleaning) cannot be performed on a member with periodontal disease, as its whole “purpose” is to PREVENT periodontal disease. If you are diagnosed with periodontal disease, you will need either Deep Cleanings or Periodontal Maintenance. Periodontal Maintenance cleanings will be credited with the value of two preventative cleanings per year and charged the fee difference only.
  • Any treatment, which cannot be performed because of the general health and physical limits of the eligible Member, as indicated by said Member’s personal physician or our dentists.
  • Any dental procedure considered experimental.
  • Dispensing of drugs.
  • Any treatment paid for by Worker’s Compensation or employer’s liability laws, by a federal or state government agency or other insurance coverage carried by the Member.
  • The administration of general anesthesia, oral conscious sedation, or nitrous oxide.
  • Any dental care in which you are referred to a specialist.
  • Tri-City Dental Excellence shall have the right to refuse treatment to a Member who fails to follow a prescribed course of treatment.
  • Any dental treatment started prior to the Member’s effective date for eligibility of benefits, including but not limited to teeth prepared for crowns, root canals in progress and orthodontics.
  • Exclusions and treatment fees are subject to change without notice.
  • If you acquire and use ANY 3rd party insurance plan during the 12 month contract period, this membership cannot be used and is non-refundable.
  • The Dental Membership Plan is only valid at Tri-City Dental Excellence.
  • This plan is non-refundable and non-cancellable and is only valid for 12 months during regular business hours at Tri-City Dental Excellence.